Your home policy needs to be reviewed every so often so that you can be sure that it is exactly what you need. Every home and homeowner has unique needs, and yours may change over time. At Peninsula Underwriters Insurance Agency in Gainesville, FL, we take your business very seriously, and we work hard to make sure that you have the coverage you need.
When your policy renews
Most home policies are renewed every year. About a month before the renewal date, you will receive a copy of the policy either in paper or digital format. The front page is the declaration page, and that is where all the information about the policy is located. It tells you the amount of your deductible and any endorsements you have on your policy. This is the time to look at all of those figures and make sure they all make sense with where you are today.
When you need more liability coverage
There are things you add to your home that increase your liability level. A dog, a swimming pool, a trampoline. All of these require a rethink of how much liability coverage you have.
When you do major renovations
When you do a renovation that adds square footage to your home or if you have updated your bathrooms and kitchen, these are things that can increase the value of your home. If you have added a new roof, your home is less of a risk.
When you add safety equipment
If you add home security or wired smoke detectors, you may be eligible for a discount on your home insurance. Call your insurance agent to discuss the discounts that you may get.
We Can Help!
Contact Peninsula Underwriters Insurance Agency in Gainesville, FL when you are ready to discuss your home insurance policy and your coverage.
